ZIP 05824 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05824 (Essex County, Vermont) returns a low composite of 18/100. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). Latent structural risk is 40/100 while live distress already moving reads 7/100. What sets it apart are the readings on institutional ownership (54/100), construction/permit lag (47/100), structural risk (40/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 7% of renters are cost-burdened. 1,163 residents call 05824 home, typically aged 53. The vacancy rate is 19.6% — elevated. Educational attainment sits at 23% bachelor's-or-above. Median household income is $61,471, below the U.S. median near $78,000. 83% of housing is owner-occupied. The poverty rate is 19.1% — high, a tax-stress and distress correlate. On demographic stress specifically, 05824 scores 25/100. There are about 672 housing units across 05824. The typical home is worth about $162,800 (2.8× income, relatively affordable).

Net-net, 05824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 05824 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 05824's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 05824 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 05824 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 05824 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.