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ZIP 05846 Foreclosure, Tax-Lien & Distress Report

Essex County, Vermont · High Vacancy market

In Essex County, Vermont, ZIP 05846 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (85/100), institutional ownership (48/100), structural risk (42/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 42/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (88/100)).

The market reads expansion — home values rose 6.2% year on year (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $47,857, below the U.S. median near $78,000. Rent burden reaches 46% of tenant households. The vacancy rate is 48.2% — elevated. On demographic stress specifically, 05846 scores 36/100. Roughly 14.9% live below the poverty line. Owners hold 62% of homes, renters 38%. Population is roughly 1,144 with a median age of 53. The typical home is worth about $159,600 (3.4× income, relatively affordable). Educational attainment sits at 28% bachelor's-or-above. There are about 1,098 housing units across 05846.

Taken together, 05846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 05846 is not published yet -- the ZIP-level readings above remain fully sourced.

The 05846 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 05846 stays directly comparable to neighboring ZIPs and the rest of Essex County, Vermont. 05846 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 05846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 05846 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
42/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 05846

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk7
05846 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 05846 by the numbers

Current distress, phase, housing and lender-pressure figures for 05846, drawn from the same report attached to each property.

Loading ZIP 05846 stress data…

Nearby ZIPs in Essex County

Nearest ZIP codes to 05846

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Essex County, Vermont by ZIP, county and state.

The complete 05846 distress and acquisition report

Pull every distressed parcel in 05846 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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