ZIP 05846 Property Distress & Foreclosure Data
DLRadar grades ZIP 05846 (Essex County, Vermont) at a low 16/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), institutional ownership (48/100), structural risk (35/100). By contrast, structural risk (35/100) and mortgage stress (25/100) register low. On the structural side it scores 35/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100).
The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $47,857, median income runs below typical U.S. levels. Around 46% of renters are cost-burdened. The vacancy rate is 48.2% — elevated. The demographic-stress sub-score lands at 36/100. The poverty rate is 14.9%. 62% of housing is owner-occupied. About 1,144 people live here, median age 53. The typical home is worth about $159,600 (3.4× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,098 housing units.
Net-net, 05846 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 05846
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Essex County
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Deterministic. Every signal traces to a public dataset · methodology