ZIP 05837 Property Distress & Foreclosure Data

DLRadar grades ZIP 05837 (Essex County, Vermont) at a low 17/100 for overall property distress. Property-level stress concentrates in institutional ownership (51/100), construction/permit lag (50/100), structural risk (38/100). By contrast, structural risk (38/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100). The latent-versus-live split is 38/100 structural and 7/100 already moving.

The market reads expansion — home values rose 6.5% year on year (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $53,750, median income runs below typical U.S. levels. The typical home is worth about $153,400 (2.7× income, relatively affordable). The ZIP holds roughly 273 housing units. Around 26% of adults hold a bachelor's degree or higher. Around 18% of renters are cost-burdened. About 325 people live here, median age 40. The poverty rate is 16.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 27/100. The vacancy rate is 43.2% — elevated. 91% of housing is owner-occupied.

Net-net, 05837 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.