ZIP 05871 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 05871 in Caledonia County, Vermont comes in at 24, a low composite-distress reading. The pressure is most legible in institutional ownership (62/100), structural risk (54/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), FEMA disaster exposure (77/100). Structural exposure scores 54 and live distress 8 on the 0–100 scale.

The market reads expansion — home values rose 6.2% year on year, and 34% higher over three years (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $70,565, near the U.S. median near $78,000. The ZIP holds roughly 947 housing units. The vacancy rate is 40.0% — elevated. Around 33% of adults hold a bachelor's degree or higher. Around 45% of renters are cost-burdened. Owners hold 90% of homes, renters 10%. The poverty rate is 18.3% — high, a tax-stress and distress correlate. The typical home is worth about $277,900 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 33/100. 1,369 residents call 05871 home, typically aged 44.

On the whole, 05871 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 05871 at the moment; the composite and its components are still built from verifiable records.

Whether 05871 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05871 can be compared directly against any other ZIP in Caledonia County, Vermont or nationwide. Sparse data for 05871 shows as blanks, never estimates, and the score updates on every fresh public filing.

05871's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 05871 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.