ZIP 05828 Property Distress & Foreclosure Data

DLRadar grades ZIP 05828 (Caledonia County, Vermont) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100). On the structural side it scores 55/100, with 8/100 of stress already active. Property-level stress concentrates in institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 36% higher over three years (phase confidence 44/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 5.0% — low. The demographic-stress sub-score lands at 26/100. 84% of housing is owner-occupied. The ZIP holds roughly 1,042 housing units. At $74,688, median income runs near typical U.S. levels. The typical home is worth about $279,100 (3.7× income, relatively affordable). Around 37% of adults hold a bachelor's degree or higher. The vacancy rate is 10.9%. Around 33% of renters are cost-burdened. About 2,042 people live here, median age 50.

Net-net, 05828 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.