ZIP 05862 Foreclosure, Tax-Lien & Distress Report
Caledonia County, Vermont · High Vacancy market
Scored on a fixed 0-100 scale, 05862 (Caledonia County, Vermont) returns a low composite of 24/100. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (77/100)). Structural exposure scores 54 and live distress 8 on the 0–100 scale. Its standout signals are institutional ownership (62/100), structural risk (54/100), construction/permit lag (41/100). By contrast, mortgage stress (26/100) register low.
The market reads expansion — home values rose 6.2% year on year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Households earn a median $93,594 — above the roughly $78,000 national figure. Home values center near $334,200, an affordability ratio of 2.7× — accessible. The poverty rate is 10.5%. Educational attainment sits at 50% bachelor's-or-above. Rent burden reaches 33% of tenant households. Population is roughly 412 with a median age of 53. DLRadar's demographic-stress index for the area reads 25/100. 86% of housing is owner-occupied. There are about 279 housing units across 05862. The vacancy rate is 35.0% — elevated.
Net-net, 05862 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 05862 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Caledonia County, Vermont and the nation. 05862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 05862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 05862 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 05862
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 05862 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Caledonia County
Nearest ZIP codes to 05862
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Caledonia County, Vermont
Further distress data across Caledonia County, Vermont at ZIP, county and state level.
Get the full acquisition report for 05862
The full 05862 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology