ZIP 05862 Property Distress & Foreclosure Data

ZIP code 05862 in Caledonia County, Vermont carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 55/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (63/100), structural risk (55/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (26/100).

The expansion-phase market in 05862 posted values that rose 6.5% over the year (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $93,594, above the U.S. median near $78,000. Home values center near $334,200, an affordability ratio of 2.7× — accessible. 10.5% of residents fall below the poverty threshold. Educational attainment sits at 50% bachelor's-or-above. Around 33% of renters are cost-burdened. Population is roughly 412 with a median age of 53. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 279 housing units. The vacancy rate is 35.0% — elevated.

On the whole, 05862 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.