ZIP 05050 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05050 (Caledonia County, Vermont) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100). Property-level stress concentrates in institutional ownership (66/100), structural risk (55/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (26/100) register low. Structural exposure scores 55 and live distress 8 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, at 46/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $228,000. The tenure split is 64% owner-occupied to 36% rented. DLRadar's demographic-stress index for the area reads 25/100. Rent burden reaches 26% of tenant households. Around 20% of adults hold a bachelor's degree or higher. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 93 housing units. Population is roughly 159 with a median age of 38. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 05050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05050 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 05050 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 05050, the field stays empty rather than modeled, and fills in as new documents post.

05050's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 05050 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.