ZIP 05081 Foreclosure, Tax-Lien & Distress Report

In Orange County, Vermont, ZIP 05081 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (79/100). Leading the profile are institutional ownership (46/100), structural risk (37/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (19/100) register low. Latent structural risk is 37/100 while live distress already moving reads 6/100.

Prices here sit in a neutral phase: values rose 4.7% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $275,000 (4.7× income). The ZIP holds roughly 523 housing units. Owners hold 67% of homes, renters 33%. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 775 with a median age of 53. Households earn a median $56,971 — below the roughly $78,000 national figure. Vacancy runs 26.0%, above the national norm and a classic distress-and-opportunity signal. Around 28% of renters are cost-burdened. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 27% of adults hold a bachelor's degree or higher.

Net-net, 05081 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 05081 at the moment; the composite and its components are still built from verifiable public records.

The 05081 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 05081 stays directly comparable to neighboring ZIPs and the rest of Orange County, Vermont. The score is rebuilt from public data as it updates, so 05081 reflects the current record instead of a stale or modeled snapshot.

05081's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 05081 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.