ZIP 03774 Foreclosure, Tax-Lien & Distress Report

ZIP 03774's composite property-distress score is 31/100 - DLRadar classes that as moderate for Grafton County, New Hampshire. What sets it apart are the readings on structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100)). On the structural side it scores 68/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $53,750, median income runs below typical U.S. levels. Roughly 15.6% live below the poverty line. About 12% have a four-year degree. A median home runs $227,900 here, or 3.5 times local income. Rent burden reaches 0% of tenant households. On demographic stress specifically, 03774 scores 26/100. About 1,606 people live here, median age 52. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 87% owner-occupied to 13% rented. There are about 638 housing units across 03774.

Net-net, 03774 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 03774 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 03774 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03774 can be compared directly against any other ZIP in Grafton County, New Hampshire or nationwide. The score is rebuilt from public data as it updates, so 03774 reflects the current record instead of a stale or modeled snapshot.

The 31/100 figure for 03774 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 03774 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.