ZIP 03785 Property Distress & Foreclosure Data

DLRadar grades ZIP 03785 (Grafton County, New Hampshire) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 72/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100).

The market reads expansion — home values rose 5.6% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $56,449, median income runs below typical U.S. levels. 55% of housing is owner-occupied. Around 43% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 9.4%. About 2,141 people live here, median age 38. The typical home is worth about $244,100 (3.5× income, relatively affordable). The ZIP holds roughly 1,306 housing units. The demographic-stress sub-score lands at 36/100. The vacancy rate is 41.3% — elevated.

Net-net, 03785 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.