ZIP 03240 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03240 (Grafton County, New Hampshire) returns a moderate composite of 31/100. Its standout signals are structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100). The split runs 68/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

At $72,188, median income runs near typical U.S. levels. Around 19% of renters are cost-burdened. Roughly 7.7% live below the poverty line. 87% of housing is owner-occupied. About 26% have a four-year degree. The vacancy rate is 29.9% — elevated. The typical home is worth about $267,300 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 27/100. 1,248 residents call 03240 home, typically aged 44. There are about 689 housing units across 03240.

On the whole, 03240 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 03240 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 03240 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Grafton County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03240, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

03240's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 03240 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.