ZIP 03217 Foreclosure, Tax-Lien & Distress Report

In Grafton County, New Hampshire, ZIP 03217 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (83/100), flood (NFIP) exposure (71/100). Structural exposure scores 68 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (55/100), institutional ownership (53/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 03217 posted values that rose 4.3% over the year, and 37% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,343 housing units across 03217. The vacancy rate is 26.9% — elevated. Households earn a median $54,495 — below the roughly $78,000 national figure. Around 32% of adults hold a bachelor's degree or higher. Rent burden reaches 31% of tenant households. Owners hold 60% of homes, renters 40%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $227,000, an affordability ratio of 3.5× — accessible. The poverty rate is 20.9% — high, a tax-stress and distress correlate. 2,207 residents call 03217 home, typically aged 38.

Taken together, 03217 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 03217 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03217 can be compared directly against any other ZIP in Grafton County, New Hampshire or nationwide. The score is rebuilt from public data as it updates, so 03217 reflects the current record instead of a stale or modeled snapshot.

03217's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 03217 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.