ZIP 03226 Foreclosure, Tax-Lien & Distress Report

Belknap County, New Hampshire's ZIP 03226 registers 12/100 composite distress, which DLRadar reads as minimal. Its standout signals are structural risk (24/100), construction/permit lag (19/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). Latent structural risk is 24/100 while live distress already moving reads 2/100.

The peak-phase market in 03226 posted values that rose 4.3% over the year, and 44% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 0% of renters are cost-burdened. The vacancy rate is 45.4% — elevated. At $119,375, median income runs above typical U.S. levels. About 42% have a four-year degree. The poverty rate is 1.7% — low. A median home runs $462,800 here, or 3.3 times local income. The ZIP holds roughly 769 housing units. About 998 people live here, median age 59. DLRadar's demographic-stress index for the area reads 22/100. Owners hold 92% of homes, renters 8%.

Taken together, 03226 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 03226's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 03226 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

03226's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 03226 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.