ZIP 03814 Property Distress & Foreclosure Data

ZIP code 03814 in Carroll County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 22% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $325,500 here, or 4.3 times local income. The tenure split is 68% owner-occupied to 32% rented. Vacancy runs 48.1%, above the national norm and a classic distress-and-opportunity signal. About 37% have a four-year degree. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 56% of tenant households. 2,392 residents call 03814 home, typically aged 50. Households earn a median $74,475 — near the roughly $78,000 national figure. There are about 1,808 housing units across 03814. On demographic stress specifically, 03814 scores 37/100.

Taken together, 03814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.