ZIP 03814 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03814 (Carroll County, New Hampshire) returns a low composite of 24/100. Structural risk reads 53/100 against active distress of 7/100. The pressure is most legible in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100). It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (70/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 22% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $325,500 (4.3× income). 68% of housing is owner-occupied. The vacancy rate is 48.1% — elevated. About 37% have a four-year degree. The poverty rate is 5.1% — low. Rent burden reaches 56% of tenant households. Population is roughly 2,392 with a median age of 50. Median household income is $74,475, near the U.S. median near $78,000. There are about 1,808 housing units across 03814. On demographic stress specifically, 03814 scores 37/100.

Taken together, 03814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03814 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 03814 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 03814 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 03814 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03814 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.