ZIP 03890 Foreclosure, Tax-Lien & Distress Report

In Carroll County, New Hampshire, ZIP 03890 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit institutional ownership (39/100) and construction/permit lag (30/100).

The market reads peak — home values rose 3.9% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 03890 scores 35/100. The tenure split is 0% owner-occupied to 100% rented. Vacancy runs 0.0%. 52 residents call 03890 home, typically aged 36. 5.8% of residents fall below the poverty threshold. About 41% have a four-year degree. There are about 29 housing units across 03890.

Overall 03890 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 03890 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 03890's 24/100 can be lined up against any neighbor in Carroll County, New Hampshire or any ZIP coast to coast. 03890 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 03890 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 03890 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.