ZIP 03875 Property Distress & Foreclosure Data

DLRadar grades ZIP 03875 (Carroll County, New Hampshire) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 49/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (14/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 577 housing units. The typical home is worth about $371,100 (3.4× income, relatively affordable). The poverty rate is 5.9% — low. Around 45% of adults hold a bachelor's degree or higher. At $112,625, median income runs above typical U.S. levels. The vacancy rate is 29.7% — elevated. The demographic-stress sub-score lands at 21/100. About 1,052 people live here, median age 49. Around 0% of renters are cost-burdened. 97% of housing is owner-occupied.

Net-net, 03875 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
49/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 03875

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carroll County

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Deterministic. Every signal traces to a public dataset · methodology