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Where stress is building, how the cycle is turning, and what is live now.

ZIP 03849 Foreclosure, Tax-Lien & Distress Report

Carroll County, New Hampshire · High Vacancy market

In Carroll County, New Hampshire, ZIP 03849 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 53/100 against active distress of 7/100. Its heaviest discrete signals: structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (70/100).

The market reads peak — home values rose 3.9% year on year, and 8% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 58.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,152 housing units. A median home runs $390,100 here, or 3.7 times local income. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 35/100. Median household income is $96,875, above the U.S. median near $78,000. About 1,451 people live here, median age 42. 3.7% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households. Around 26% of adults hold a bachelor's degree or higher.

Net-net, 03849 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 03849 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 03849's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03849 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 03849 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 03849 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
7/100
Distress activity

What is driving ZIP 03849’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk72
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

03849 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 03849, the same set carried on every parcel.

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Adjacent Carroll County ZIP reports

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The complete 03849 distress and acquisition report

Open 03849 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

No modelling: every input is a public record · methodology

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