ZIP 03864 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03864 (Carroll County, New Hampshire) returns a low composite of 24/100. The most distinctive pressure shows up in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (24/100) register low. Latent structural risk is 53/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (70/100).

The peak-phase market in 03864 posted values that rose 3.9% over the year, and 44% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $64,744, below the U.S. median near $78,000. Rent burden reaches 59% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 19% bachelor's-or-above. 15.7% of residents fall below the poverty threshold. 91% of housing is owner-occupied. Home values center near $328,200, an affordability ratio of 3.9× — accessible. Population is roughly 2,047 with a median age of 59. There are about 954 housing units across 03864. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 03864 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 03864 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 03864's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03864 shows blanks, not estimates, wherever the record is sparse.

Each component behind 03864 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 03864 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.