ZIP 03830 Foreclosure, Tax-Lien & Distress Report
Carroll County, New Hampshire · High Vacancy market
DLRadar grades ZIP 03830 (Carroll County, New Hampshire) at a low 24/100 for overall property distress. Latent structural risk is 53/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). The sharpest non-environmental signals are structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100).
The peak-phase market in 03830 posted values that rose 3.9% over the year, and 25% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 03830 scores 35/100. Vacancy runs 53.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 9.0% live below the poverty line. The ZIP holds roughly 1,488 housing units. 1,733 residents call 03830 home, typically aged 53. The typical home is worth about $353,400 (4.6× income). Around 13% of adults hold a bachelor's degree or higher. Owners hold 100% of homes, renters 0%. Median household income is $68,304, below the U.S. median near $78,000.
Taken together, 03830 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03830 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 03830 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 03830 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 03830's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 03830 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 03830 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 03830 distress snapshot
The live 03830 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Carroll County ZIPs near 03830
Related reports across Carroll County, New Hampshire
Related ZIP, county and statewide reads linked to Carroll County, New Hampshire.
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Deterministic. Every signal traces to a public dataset · methodology