ZIP 03850 Property Distress & Foreclosure Data

ZIP code 03850 in Carroll County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $120,250 — above the roughly $78,000 national figure. On demographic stress specifically, 03850 scores 33/100. 320 residents call 03850 home, typically aged 58. About 2% have a four-year degree. Vacancy runs 62.5%, above the national norm and a classic distress-and-opportunity signal. There are about 284 housing units across 03850. The tenure split is 100% owner-occupied to 0% rented. A median home runs $428,300 here, or 3.5 times local income. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 03850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.