ZIP 03886 Foreclosure, Tax-Lien & Distress Report

ZIP code 03886 in Carroll County, New Hampshire carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 53/100 structural and 7/100 already moving.

The peak-phase market in 03886 posted values that rose 3.9% over the year, and 33% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,955 — near the roughly $78,000 national figure. On demographic stress specifically, 03886 scores 36/100. 6.6% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. 81% of housing is owner-occupied. There are about 1,268 housing units across 03886. Vacancy runs 43.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,322 with a median age of 60. About 30% have a four-year degree. A median home runs $368,200 here, or 4.6 times local income.

Net-net, 03886 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 03886 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 03886's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 03886 reflects the current record instead of a stale or modeled snapshot.

Behind 03886's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 03886 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.