ZIP 03886 Property Distress & Foreclosure Data

Carroll County, New Hampshire's ZIP 03886 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (43/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 49/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 33% higher over three years (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,955 — near the roughly $78,000 national figure. On demographic stress specifically, 03886 scores 36/100. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Around 46% of renters are cost-burdened. The tenure split is 81% owner-occupied to 19% rented. The ZIP holds roughly 1,268 housing units. The vacancy rate is 43.5% — elevated. 1,322 residents call 03886 home, typically aged 60. About 30% have a four-year degree. A median home runs $368,200 here, or 4.6 times local income.

Taken together, 03886 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.