ZIP 03812 Foreclosure, Tax-Lien & Distress Report
Carroll County, New Hampshire · High Vacancy market
ZIP 03812's composite property-distress score is 24/100 - DLRadar classes that as low for Carroll County, New Hampshire. The latent-versus-live split is 54/100 structural and 0/100 already moving. The sharpest non-environmental signals are structural risk (54/100), institutional ownership (47/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) register low. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (68/100)).
The peak-phase market in 03812 posted values that rose 3.9% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
909 residents call 03812 home, typically aged 58. The ZIP holds roughly 1,667 housing units. The demographic-stress sub-score lands at 59/100. Vacancy runs 71.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $348,400. 92% of housing is owner-occupied. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Around 48% of adults hold a bachelor's degree or higher.
Net-net, 03812 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 03812 at the moment; the composite and its components are still built from verifiable records.
The 03812 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 03812 stays directly comparable to neighboring ZIPs and the rest of Carroll County, New Hampshire. Nothing here is interpolated — where a source is thin for 03812, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
03812's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 03812 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 03812 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 03812 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Carroll County
Nearest ZIP codes to 03812
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Carroll County, New Hampshire
Other reports tied to Carroll County, New Hampshire — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 03812
Open 03812 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology