Carroll County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carroll County, New Hampshire? DLRadar grades every Carroll County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Carroll County breakdown.
- Carroll County's most distressed ZIP is 03227 at 24/100.
- 31 ZIP codes tracked in Carroll County, averaging 24/100 distress.
- Carroll County reads peak — home values up 3.9% year over year.
- Vacancy runs 42.2% across Carroll County's tracked ZIPs, with a 6.6% poverty rate.
- The typical Carroll County home is worth about $406,630 against a ~$83,565 median income.
- Lending headwind in Carroll County sits at 74/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 03227 | 24/100 |
| 2 | 03254 | 24/100 |
| 3 | 03259 | 24/100 |
| 4 | 03812 | 24/100 |
| 5 | 03813 | 24/100 |
| 6 | 03814 | 24/100 |
| 7 | 03816 | 24/100 |
| 8 | 03817 | 24/100 |
| 9 | 03818 | 24/100 |
| 10 | 03830 | 24/100 |
| 11 | 03832 | 24/100 |
| 12 | 03836 | 24/100 |
Most distressed ZIP codes in Carroll County (composite distress 0-100, 2026)
What is driving Carroll County distress
Nothing here is estimated: Carroll County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Carroll County market phase and pricing
Carroll County reads peak — home prices rose 3.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Carroll County
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Questions about this county
What is the most distressed ZIP code in Carroll County, NH?
ZIP 03227 leads Carroll County at 24/100, recomputed monthly from public records.
What market phase is Carroll County in?
Phase for Carroll County: peak, tracking a 3.9% gain year over year, read off the FHFA index.
Can the Carroll County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 31 Carroll County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carroll County ZIP codes?
The county figure is a blend, not a description. Across the Carroll County ZIPs DLRadar ranks, scores run from 24/100 in 03227 down to 24/100 in 03836, against a Carroll County average of 24/100. Those 0 points separate the ZIPs worth working in Carroll County from the rest.
What do Carroll County home values and vacancy say about distressed supply?
The typical Carroll County home carries about $406,630 of value against a median household income near $83,565. Vacancy across Carroll County's tracked ZIPs runs 42.2% and the poverty rate is 6.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Carroll County's foreclosure and tax-lien record and its 74/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.