Carroll County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carroll County, NH distress report, 2026: 31 ZIPs scored in Carroll, NH, Carroll, NH average 24/100; the top Carroll, NH ZIP is 03227 at 24/100; Carroll, NH market phase peak, Carroll, NH prices +3.9% year over year.
- Carroll, NH ranks #965 nationally (opportunity index); Carroll, NH #2 in New Hampshire; Carroll, NH index 31.3.
- Carroll, NH: no CFPB county sample; Carroll, NH state reading 0.6%.
- Carroll, NH ZIP phases: 31 peak.
- Carroll, NH residential listings tracked: 39 across 29 ZIPs; Carroll, NH candidate listings 25.
- Carroll, NH HUD assisted properties: 7 with 105 units.
- Carroll, NH lenders on watch: 3; largest Carroll, NH footprint Meredith Village Sb (5 branches).
- Carroll, NH most distressed ZIP: 03227 at 24/100.
Carroll, NH figures: DLRadar distress index; Carroll, NH inputs: CFPB, FHFA, HUD, FDIC; Carroll, NH rebuilt as sources refresh.
| Rank | Carroll, NH ZIP | Score |
|---|---|---|
| 1 | 03227 | 24/100 |
| 2 | 03254 | 24/100 |
| 3 | 03259 | 24/100 |
| 4 | 03812 | 24/100 |
| 5 | 03813 | 24/100 |
| 6 | 03814 | 24/100 |
| 7 | 03816 | 24/100 |
| 8 | 03817 | 24/100 |
| 9 | 03818 | 24/100 |
| 10 | 03830 | 24/100 |
| 11 | 03832 | 24/100 |
| 12 | 03836 | 24/100 |
Most distressed Carroll, NH ZIPs (0-100, 2026)
Mortgage delinquency around Carroll, NH
No CFPB county sample covers Carroll, NH; the state reading for Carroll, NH: 0.6% ninety-plus; Carroll, NH area thirty-to-eighty-nine 1.6% (December 2025, Carroll, NH).
Opportunity index: Carroll, NH
Carroll, NH index 31.3, Carroll, NH phase early_signal; Carroll, NH primary driver vacancy, Carroll, NH second driver bank institutional. Carroll, NH components: property stress 28.2, foreclosure pressure 30.0, listing discounts 22.2, bank stress 51.1, insurance 0.0; Carroll, NH pulse 35.9; Carroll, NH capital opportunity 24.3.
ZIP market phases inside Carroll, NH
31 Carroll, NH ZIPs carry a price-cycle phase; Carroll, NH ZIPs by phase (Carroll, NH), deepest drawdown first: peak, +4.3% YoY (Carroll, NH): 03226; peak, +3.9% YoY (Carroll, NH): 03227, 03254, 03259, 03812, Carroll, NH 03813, 03814, 03816, 03817, Carroll, NH 03818, 03830, 03832, 03836, Carroll, NH 03838, 03845, 03846.
Residential listings by Carroll, NH ZIP
Carroll, NH ZIPs with the most tracked Carroll, NH residential listings: 03254 6 listings, 3 candidates, bank pressure 69; 03864 5 listings, 4 candidates, bank pressure 68; 03812 3 listings, 0 candidates, bank pressure 68; 03813 3 listings, 1 candidates, bank pressure 68 (Carroll, NH); 03849 3 listings, 3 candidates, bank pressure 68; 03830 2 listings, 1 candidates, bank pressure 68; 03832 2 listings, 1 candidates, bank pressure 68; 03860 2 listings, 2 candidates, bank pressure 68. Carroll, NH totals: 39 listings; Carroll, NH candidates 25; active ZIPs 3.
HUD assisted housing in Carroll, NH
7 assisted properties with 105 units sit in Carroll, NH; largest Carroll, NH properties: Mountainview Apartments (Center Ossipee) 24 units, 24 assisted; Remick Acres (Tamworth) 24 units, 24 assisted; Chocorua Woods (Chocorua) 15 units, 15 assisted in Carroll, NH; Pond View Apartments (Conway) 12 units, 12 assisted; West Wynde Retirement Community (Moultonborough) 12 units, 12 assisted; Spokesfield Common (Center Sandwich) 10 units, 10 assisted.
Lenders with branches in Carroll, NH
Carroll, NH lenders by branch count: Meredith Village Sb (Carroll, NH): stress 81, 5 branches low in Carroll, NH; Bank Of New Hampshire (Carroll, NH): stress 63, 3 branches low in Carroll, NH; Profile Bank (Carroll, NH): stress 89, 1 branch low in Carroll, NH.
Vacancy and permits, Carroll, NH
18,574 of 40,421 Carroll, NH housing units are vacant; Carroll, NH permits, twelve months: 111 multifamily units in Carroll, NH, 323 one-to-four unit units.
Work Carroll, NH at the parcel level
Every Carroll, NH parcel carries owner and address; every Carroll, NH parcel carries APN; Carroll, NH distress scores sit on the Carroll, NH live board.
Carroll, NH figures refresh with each source.
Carroll, NH questions
Most distressed ZIP code in Carroll County, NH?
ZIP 03227 leads Carroll, NH at 24/100; next in Carroll, NH: 03254 at 24/100; the Carroll, NH average is 24/100.
Where does Carroll County, NH rank for investment opportunity?
Carroll, NH is #965 among all ranked counties, #2 in New Hampshire; the Carroll, NH driver is vacancy; Carroll, NH moved down 73 places.
How many mortgages are delinquent in Carroll County, NH?
Carroll, NH takes the state reading of 0.6% for December 2025; no CFPB county sample covers Carroll, NH.
Which banks lend in Carroll County, NH?
3 watched lenders hold Carroll, NH branches; the largest Carroll, NH footprints are Meredith Village Sb (5), Bank Of New Hampshire (3), Profile Bank (1).
More on Carroll, NH
Carroll County, NH distress report: public-record figures for Carroll, NH; not legal advice for Carroll, NH; not tax or investment advice; verify every Carroll, NH record before acting.