ZIP 03838 Foreclosure, Tax-Lien & Distress Report
Carroll County, New Hampshire · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 03838 in Carroll County, New Hampshire comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). Property-level stress concentrates in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100). Latent structural risk is 53/100 while live distress already moving reads 7/100.
The market reads peak — home values rose 3.9% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 69.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $407,000 here, or 5.9 times local income. Around 33% of adults hold a bachelor's degree or higher. Population is roughly 1,152 with a median age of 57. Median household income is $68,050, below the U.S. median near $78,000. Around 60% of renters are cost-burdened. The ZIP holds roughly 1,604 housing units. 10.3% of residents fall below the poverty threshold. On demographic stress specifically, 03838 scores 46/100.
Net-net, 03838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 03838 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 03838's 24/100 can be lined up against any neighbor in Carroll County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03838 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 03838 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 03838 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 03838 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 03838 by the numbers
The live 03838 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Carroll County
Related reports across Carroll County, New Hampshire
Keep going: ZIP, county and state distress coverage for Carroll County, New Hampshire.
Unlock the full ZIP 03838 acquisition report
Every distressed parcel in 03838 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology