ZIP 03846 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03846 (Carroll County, New Hampshire) lands at 24/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (53/100), institutional ownership (39/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100). Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 53/100 structural and 7/100 already moving.

The market reads peak — home values rose 3.9% year on year, and 33% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 995 housing units across 03846. The poverty rate is 9.4%. Around 61% of adults hold a bachelor's degree or higher. Population is roughly 1,043 with a median age of 58. At $89,583, median income runs above typical U.S. levels. Home values center near $719,300, an affordability ratio of 7.5× — stretched. Around 64% of renters are cost-burdened. The demographic-stress sub-score lands at 46/100. The vacancy rate is 51.8% — elevated. The tenure split is 78% owner-occupied to 22% rented.

Taken together, 03846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03846 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 03846's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03846 shows blanks, not estimates, wherever the record is sparse.

Each component behind 03846 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 03846 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.