ZIP 04037 Property Distress & Foreclosure Data

Composite property distress in 04037 (Oxford County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low. Structural exposure scores 49 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 6.1% year on year, and 32% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. The typical home is worth about $278,200 (5.0× income). 78% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 39% of tenant households. There are about 2,359 housing units across 04037. At $52,135, median income runs below typical U.S. levels. About 3,949 people live here, median age 49. The poverty rate is 11.0%.

Net-net, 04037 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.