ZIP 04037 Foreclosure, Tax-Lien & Distress Report
Oxford County, Maine · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 04037 in Oxford County, Maine comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (65/100). The pressure is most legible in construction/permit lag (63/100), structural risk (58/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (22/100) register low. On the structural side it scores 58/100, with 7/100 of stress already active.
The peak-phase market in 04037 posted values that rose 2.0% over the year, and 32% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 28.9% — elevated. The demographic-stress sub-score lands at 36/100. Home values center near $278,200, an affordability ratio of 5.0×. The tenure split is 78% owner-occupied to 22% rented. About 22% have a four-year degree. Around 39% of renters are cost-burdened. There are about 2,359 housing units across 04037. Households earn a median $52,135 — below the roughly $78,000 national figure. About 3,949 people live here, median age 49. The poverty rate is 11.0%.
Net-net, 04037 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04037 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 04037's 25/100 can be lined up against any neighbor in Oxford County, Maine or any ZIP coast to coast. Sparse data for 04037 shows as blanks, never estimates, and the score updates on every fresh public filing.
04037's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04037 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 04037 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 04037 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04037, the same set carried on every parcel.
Other Oxford County ZIP codes
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The complete 04037 distress and acquisition report
Get every distressed property in 04037 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology