ZIP 04088 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04088 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low.

The market reads expansion — home values rose 6.1% year on year, and 47% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,300 people live here, median age 54. There are about 974 housing units across 04088. The typical home is worth about $276,800 (3.7× income, relatively affordable). At $65,000, median income runs below typical U.S. levels. 91% of housing is owner-occupied. Vacancy runs 41.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.6%. The demographic-stress sub-score lands at 31/100. Around 30% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households.

Net-net, 04088 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.