ZIP 04057 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · High Poverty market
ZIP 04057's composite property-distress score is 24/100 - DLRadar classes that as low for Cumberland County, Maine. On the structural side it scores 53/100, with 0/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). Its standout signals are structural risk (53/100), institutional ownership (44/100), construction/permit lag (8/100). On the quiet end sit construction/permit lag (8/100).
The peak-phase market in 04057 posted values that rose 4.2% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 34.8% — high, a tax-stress and distress correlate. There are about 15 housing units across 04057. Around 25% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04057 scores 61/100. Vacancy runs 0.0%. About 180 people live here, median age 19. The tenure split is 100% owner-occupied to 0% rented.
On the whole, 04057 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 04057's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 04057, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 04057 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 04057 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 04057’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 04057 Stress Report snapshot
The live 04057 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Cumberland County
Nearest ZIP codes to 04057
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Cumberland County, Maine — ZIP, county and statewide.
The complete 04057 distress and acquisition report
Get every distressed property in 04057 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology