ZIP 04074 Property Distress & Foreclosure Data

Cumberland County, Maine's ZIP 04074 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). On the structural side it scores 61/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100).

The expansion-phase market in 04074 posted values that rose 5.2% over the year, and 22% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $125,642, above the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. Population is roughly 22,527 with a median age of 48. Around 42% of renters are cost-burdened. 2.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 58% bachelor's-or-above. The vacancy rate is 10.7%. Home values center near $556,800, an affordability ratio of 4.0×. The ZIP holds roughly 11,006 housing units.

On balance 04074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.