ZIP 04074 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · Distress market
DLRadar grades ZIP 04074 (Cumberland County, Maine) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). Latent structural risk is 54/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (12/100) stay muted.
The market reads peak — home values rose 4.2% year on year, and 22% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $125,642 — above the roughly $78,000 national figure. 77% of housing is owner-occupied. Population is roughly 22,527 with a median age of 48. Around 42% of renters are cost-burdened. 2.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. About 58% have a four-year degree. Vacancy runs 10.7%. Home values center near $556,800, an affordability ratio of 4.0×. There are about 11,006 housing units across 04074.
Overall 04074 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 04074 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 04074 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04074 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Maine. 04074 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 for 04074 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04074 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 04074 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 04074 Stress Report snapshot
The live 04074 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Cumberland County
Related reports across Cumberland County, Maine
Additional distress intelligence spanning Cumberland County, Maine by ZIP, county and state.
Unlock the full ZIP 04074 acquisition report
Open 04074 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology