ZIP 04101 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · Distress market
ZIP 04101's composite property-distress score is 24/100 - DLRadar classes that as low for Cumberland County, Maine. The split runs 53/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). Its standout signals are structural risk (53/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted.
The peak-phase market in 04101 posted values that rose 4.2% over the year, and 15% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
18,128 residents call 04101 home, typically aged 36. The typical home is worth about $617,600 (9.9× income, severely stretched). Around 40% of renters are cost-burdened. There are about 11,818 housing units across 04101. 17.5% of residents fall below the poverty threshold. At $60,726, median income runs below typical U.S. levels. Vacancy runs 10.3%. On demographic stress specifically, 04101 scores 52/100. Owners hold 23% of homes, renters 77%. About 57% have a four-year degree.
Net-net, 04101 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 04101 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 04101's 24/100 can be lined up against any neighbor in Cumberland County, Maine or any ZIP coast to coast. 04101 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 for 04101 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04101 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 04101
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
04101 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 04101, the same set carried on every parcel.
Other Cumberland County ZIP codes
Nearest ZIP codes to 04101
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cumberland County, Maine
More ZIP, county and state distress intelligence connected to Cumberland County, Maine.
Unlock parcel-level detail for ZIP 04101
The full 04101 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology