Cumberland County, ME: Foreclosures, Tax Liens & Distressed Properties

Cumberland County, ME, Maine: 38 ZIP codes scored, Cumberland County, ME averaging 24/100 (low, Cumberland, ME), from 23 to 24. Cumberland County, ME is in its peak phase (Cumberland, ME confidence 24/100): Cumberland, ME home prices up 4.2% (Cumberland, ME) over twelve months. Cumberland County, ME lender headwind: 62/100.

Highest-scoring Cumberland County, ME ZIPs: 04003 (24/100), 04009 (24/100), 04011 (24/100), 04015 (24/100), 04017 (24/100), 04019 (24/100). Also scored in Cumberland County, ME: 04021, 04024, 04029, 04032, 04038, 04039, 04050, 04055, 04057, 04062.

Across Cumberland County, ME's scored ZIPs: median home value $513,968, household income $96,474, 24.7% vacancy, 8.4% poverty, 80% owner-occupied, median age 47.8.

Cumberland County, ME insurance distress 60/100 (#882 in the US); FEMA hazard 40/100 for Cumberland, ME; 4 federal disaster declarations in Cumberland County, ME since 2023; 86 Cumberland, ME NFIP flood claims, $2.2M paid; Cumberland, ME construction distress 8/100.

19 banks with 119 branches lend in Cumberland County, ME; Cumberland, ME weighted bank stress 65/100, highest 94/100 in Cumberland, ME.

Cumberland County, ME unemployment 2.6% (Cumberland, ME -0.1 pts, six months); 2,165 new housing units permitted in Cumberland County, ME over twelve months, Cumberland, ME up 42% from 1,521; Cumberland, ME home prices +11.8% a year (Cumberland, ME) over three years.

153,286 housing units in Cumberland County, ME; 38,518 Cumberland, ME renter households; 45% of Cumberland, ME renters spend 30%+ of income on rent, 20% (Cumberland, ME) half or more.

Cumberland County, ME ranks #2,276 nationally on the opportunity index (Cumberland, ME, among all ranked counties); Cumberland, ME scores 26.8/100 and Cumberland, ME sits #13 inside Maine. Cumberland, ME is in the weak opportunity phase; Cumberland, ME's primary driver is vacancy, Cumberland, ME second driver bank institutional; Cumberland, ME moved up 251 places. 149 short-sale listings across Cumberland, ME; 48 days on market observed in Cumberland, ME; 11.2% vacancy over 38 Cumberland, ME ZIPs.

0.6% of Cumberland County, ME mortgages were ninety-plus days late in December 2025; Cumberland, ME's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Cumberland, ME's ninety-day rate is down 0.1 points on twelve months earlier; the Cumberland, ME peak since 2008 was 3.4% in February 2010; Maine overall reads 0.9%.

Cumberland County, ME has 13 watched banks; 13 Cumberland, ME banks sit in an elevated band. Cumberland, ME footprints: Maine Community Bank (16 branches, stress 69) in Cumberland, ME; Norway Savings Bank (16 branches, stress 56) in Cumberland, ME; Bangor Savings Bank (10 branches, stress 94) in Cumberland, ME.

HUD lists 25 assisted multifamily properties in Cumberland County, ME with 1,115 units; 706 Cumberland, ME units are assisted, 10 Cumberland, ME properties under project-based Section 8.

21,118 of the 153,286 housing units in Cumberland, ME sit vacant. Cumberland County, ME permitted 1,241 multifamily units in twelve months; Cumberland, ME's one-to-four unit structures added 924 units in Cumberland County, ME.