ZIP 04009 Property Distress & Foreclosure Data

DLRadar grades ZIP 04009 (Cumberland County, Maine) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). On the structural side it scores 61/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 18% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $86,386 — near the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 50.1% — elevated. About 32% have a four-year degree. Roughly 14.9% live below the poverty line. 5,357 residents call 04009 home, typically aged 51. Around 15% of renters are cost-burdened. On demographic stress specifically, 04009 scores 29/100. The ZIP holds roughly 4,605 housing units. A median home runs $317,100 here, or 3.3 times local income.

Taken together, 04009 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.