ZIP 04270 Property Distress & Foreclosure Data

DLRadar grades ZIP 04270 (Oxford County, Maine) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), climate & FEMA risk (65/100). The latent-versus-live split is 49/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 33% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $69,263 — near the roughly $78,000 national figure. Roughly 9.7% live below the poverty line. Around 32% of renters are cost-burdened. 6,200 residents call 04270 home, typically aged 47. On demographic stress specifically, 04270 scores 28/100. About 20% have a four-year degree. The vacancy rate is 26.8% — elevated. The tenure split is 88% owner-occupied to 12% rented. A median home runs $216,400 here, or 2.8 times local income. The ZIP holds roughly 3,269 housing units.

Taken together, 04270 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.