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Oxford County, ME: Foreclosures, Tax Liens & Distressed Properties

Oxford County, ME, Maine: 35 ZIP codes scored, Oxford County, ME averaging 25/100 (low, Oxford, ME), from 21 to 25. Oxford County, ME is in its peak phase (Oxford, ME confidence 40/100): Oxford, ME home prices up 2.0% (Oxford, ME) over twelve months. Oxford County, ME lender headwind: 47/100.

Highest-scoring Oxford County, ME ZIPs: 04010 (25/100), 04022 (25/100), 04037 (25/100), 04041 (25/100), 04051 (25/100), 04068 (25/100). Also scored in Oxford County, ME: 04088, 04216, 04217, 04219, 04220, 04221, 04226, 04227, 04231, 04237.

Across Oxford County, ME's scored ZIPs: median home value $222,360, household income $61,065, 39.2% vacancy, 11.0% poverty, 87% owner-occupied, median age 50.7.

Oxford County, ME insurance distress 52/100 (#1,052 in the US); FEMA hazard 40/100 for Oxford, ME; 2 federal disaster declarations in Oxford County, ME since 2023; 1 Oxford, ME NFIP flood claims, $60K paid; Oxford, ME construction distress 59/100.

7 banks with 11 branches lend in Oxford County, ME; Oxford, ME weighted bank stress 57/100, highest 94/100 in Oxford, ME.

Oxford County, ME unemployment 3.8% (Oxford, ME -0.4 pts, six months); 362 new housing units permitted in Oxford County, ME over twelve months, Oxford, ME down 10% from 404; Oxford, ME home prices +12.6% a year (Oxford, ME) over three years.

36,855 housing units in Oxford County, ME; 4,546 Oxford, ME renter households; 47% of Oxford, ME renters spend 30%+ of income on rent, 19% (Oxford, ME) half or more.

Oxford County, ME ranks #515 nationally on the opportunity index (Oxford, ME, among all ranked counties); Oxford, ME scores 33.4/100 and Oxford, ME sits #2 inside Maine. Oxford, ME is in the peak_opportunity opportunity phase; Oxford, ME's primary driver is vacancy, Oxford, ME second driver construction; Oxford, ME moved up 179 places. 26 short-sale listings across Oxford, ME; 44 days on market observed in Oxford, ME; 29.2% vacancy over 35 Oxford, ME ZIPs.

No CFPB county sample covers Oxford County, ME. The non-metro area reading for Oxford, ME: 1.1% ninety-plus days late; Oxford, ME's thirty-to-eighty-nine share is 2.1% (Oxford, ME, December 2025 data); Maine overall 0.9%.

Oxford County, ME has 5 watched banks; 5 Oxford, ME banks sit in an elevated band. Oxford, ME footprints: Norway Savings Bank (4 branches, stress 56) in Oxford, ME; Northeast Bank (2 branches, stress 35) in Oxford, ME; Bangor Savings Bank (1 branch, stress 94) in Oxford, ME.

HUD lists 2 assisted multifamily properties in Oxford County, ME with 94 units; 94 Oxford, ME units are assisted, 1 Oxford, ME properties under project-based Section 8.

12,715 of the 36,855 housing units in Oxford, ME sit vacant. Oxford County, ME permitted 10 multifamily units in twelve months; Oxford, ME's one-to-four unit structures added 352 units in Oxford County, ME.

Peak
Market phase
2%
Oxford, ME HPI YoY
-0.7%
Drawdown
40
Oxford confidence

Highest-distress Oxford County ZIP codes

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