ZIP 04010 Property Distress & Foreclosure Data

Oxford County, Maine's ZIP 04010 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (21/100) register low. The latent-versus-live split is 49/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

The market reads expansion — home values rose 6.1% year on year, and 51% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

87% of housing is owner-occupied. The vacancy rate is 32.5% — elevated. At $59,291, median income runs below typical U.S. levels. Around 25% of adults hold a bachelor's degree or higher. Around 52% of renters are cost-burdened. The demographic-stress sub-score lands at 36/100. The poverty rate is 8.4%. About 1,743 people live here, median age 41. The typical home is worth about $287,500 (4.5× income). The ZIP holds roughly 939 housing units.

Net-net, 04010 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.