ZIP 04041 Property Distress & Foreclosure Data

Composite property distress in 04041 (Oxford County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (21/100). On the structural side it scores 49/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (65/100)).

The expansion-phase market in 04041 posted values that rose 6.1% over the year, and 71% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 21% bachelor's-or-above. Population is roughly 1,757 with a median age of 42. Median household income is $62,500, below the U.S. median near $78,000. Around 54% of renters are cost-burdened. 13.8% of residents fall below the poverty threshold. Home values center near $256,600, an affordability ratio of 3.4× — accessible. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 26.3% — elevated. The ZIP holds roughly 856 housing units.

On the whole, 04041 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.