ZIP 04020 Property Distress & Foreclosure Data

ZIP code 04020 in York County, Maine carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 6/100. What sets it apart are the readings on structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)).

The expansion-phase market in 04020 posted values that rose 5.2% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,948 with a median age of 39. Home values center near $274,200, an affordability ratio of 3.5× — accessible. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 47% of tenant households. There are about 863 housing units across 04020. 5.5% of residents fall below the poverty threshold. Median household income is $69,068, near the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above.

On the whole, 04020 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.