ZIP 04027 Property Distress & Foreclosure Data

DLRadar grades ZIP 04027 (York County, Maine) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). On the structural side it scores 67/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,693 housing units. On demographic stress specifically, 04027 scores 26/100. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. Around 31% of renters are cost-burdened. 6,569 residents call 04027 home, typically aged 39. A median home runs $324,800 here, or 3.2 times local income. About 13% have a four-year degree. The vacancy rate is 7.9%. Households earn a median $97,257 — above the roughly $78,000 national figure. The tenure split is 93% owner-occupied to 7% rented.

Overall, 04027 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.