ZIP 04027 Foreclosure, Tax-Lien & Distress Report

ZIP 04027's composite property-distress score is 28/100 - DLRadar classes that as low for York County, Maine. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). Structural exposure scores 64 and live distress 6 on the 0–100 scale.

The peak-phase market in 04027 posted values that rose 4.2% over the year, and 24% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 2,693 housing units across 04027. The demographic-stress sub-score lands at 26/100. The poverty rate is 4.2% — low. Around 31% of renters are cost-burdened. 6,569 residents call 04027 home, typically aged 39. The typical home is worth about $324,800 (3.2× income, relatively affordable). About 13% have a four-year degree. The vacancy rate is 7.9%. At $97,257, median income runs above typical U.S. levels. Owners hold 93% of homes, renters 7%.

Net-net, 04027 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 04027 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 04027 stays directly comparable to neighboring ZIPs and the rest of York County, Maine. Where the public record is thin for 04027, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 04027 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 04027 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.