ZIP 03905 Property Distress & Foreclosure Data

In York County, Maine, ZIP 03905 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 67/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

The market reads expansion — home values rose 5.2% year on year, and 36% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,123 housing units. Around 20% of renters are cost-burdened. The vacancy rate is 19.2% — elevated. Around 67% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. The poverty rate is 1.4% — low. About 1,970 people live here, median age 53. At $138,519, median income runs above typical U.S. levels. The typical home is worth about $541,100 (3.5× income, relatively affordable).

Net-net, 03905 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.