ZIP 03909 Property Distress & Foreclosure Data

ZIP code 03909 in York County, Maine carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). The latent-versus-live split is 67/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 03909 posted values that rose 5.2% over the year, and 22% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $108,889, above the U.S. median near $78,000. 5.3% of residents fall below the poverty threshold. Home values center near $638,400, an affordability ratio of 5.4×. Around 58% of renters are cost-burdened. The ZIP holds roughly 6,743 housing units. Population is roughly 11,021 with a median age of 52. DLRadar's demographic-stress index for the area reads 37/100. Owners hold 81% of homes, renters 19%. Educational attainment sits at 50% bachelor's-or-above. The vacancy rate is 35.9% — elevated.

On the whole, 03909 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.