ZIP 03909 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03909 (York County, Maine) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Structurally it carries 64/100, against 6/100 of stress already in motion. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 03909 posted values that rose 4.2% over the year, and 22% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $108,889, median income runs above typical U.S. levels. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Home values center near $638,400, an affordability ratio of 5.4×. Rent burden reaches 58% of tenant households. There are about 6,743 housing units across 03909. Population is roughly 11,021 with a median age of 52. DLRadar's demographic-stress index for the area reads 37/100. 81% of housing is owner-occupied. Educational attainment sits at 50% bachelor's-or-above. The vacancy rate is 35.9% — elevated.

On the whole, 03909 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 03909 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 03909's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 03909 shows blanks, not estimates, wherever the record is sparse.

03909's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 03909 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.