ZIP 03907 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03907 (York County, Maine) at a low 28/100 for overall property distress. The pressure is most legible in structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Structurally it carries 64/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 4.2% year on year, and 97% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

1.3% of residents fall below the poverty threshold. Population is roughly 1,264 with a median age of 64. There are about 2,093 housing units across 03907. Educational attainment sits at 68% bachelor's-or-above. Rent burden reaches 0% of tenant households. The tenure split is 92% owner-occupied to 8% rented. Median household income is $104,250, above the U.S. median near $78,000. The typical home is worth about $875,700 (7.7× income, severely stretched). On demographic stress specifically, 03907 scores 34/100. Vacancy runs 70.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 03907 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 03907 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 03907 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 03907 stays directly comparable to neighboring ZIPs and the rest of York County, Maine. Where the public record is thin for 03907, the field stays empty rather than modeled, and fills in as new documents post.

03907's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 03907 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.