ZIP 04005 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04005 (York County, Maine) returns a low composite of 28/100. What sets it apart are the readings on structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 64 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 26% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 14.2% live below the poverty line. Population is roughly 24,698 with a median age of 37. Households earn a median $71,268 — near the roughly $78,000 national figure. Around 27% of renters are cost-burdened. 52% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04005 scores 35/100. Vacancy runs 9.3%. A median home runs $396,000 here, or 4.9 times local income. The ZIP holds roughly 11,228 housing units.

Net-net, 04005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 04005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 04005 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 04005 stays directly comparable to neighboring ZIPs and the rest of York County, Maine. Every figure is auditable to a public dataset and refreshed on ingest; 04005 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 04005 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04005 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.