ZIP 04046 Foreclosure, Tax-Lien & Distress Report
York County, Maine · High Vacancy market
York County, Maine's ZIP 04046 registers 29/100 composite distress, which DLRadar reads as low. On the structural side it scores 65/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (48/100), institutional ownership (46/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (83/100)).
The peak-phase market in 04046 posted values that rose 4.2% over the year, and 25% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 28.2% — elevated. A median home runs $586,100 here, or 5.6 times local income. There are about 4,710 housing units across 04046. Around 16% of renters are cost-burdened. 8,035 residents call 04046 home, typically aged 51. 4.8% of residents fall below the poverty threshold. 82% of housing is owner-occupied. On demographic stress specifically, 04046 scores 31/100. At $99,861, median income runs above typical U.S. levels. About 42% have a four-year degree.
On the whole, 04046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 04046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 04046 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 04046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 04046 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 04046
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 04046 Stress Report snapshot
04046 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
York County ZIPs near 04046
Nearest ZIP codes to 04046
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to York County, Maine — ZIP, county and statewide.
Get the full acquisition report for 04046
Every distressed parcel in 04046 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology