ZIP 04046 Property Distress & Foreclosure Data

Composite property distress in 04046 (York County, Maine) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 67/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 28.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $586,100 (5.6× income). There are about 4,710 housing units across 04046. Rent burden reaches 16% of tenant households. About 8,035 people live here, median age 51. The poverty rate is 4.8% — low. 82% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. At $99,861, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher.

Net-net, 04046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
67/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 04046

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in York County

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