ZIP 04061 Foreclosure, Tax-Lien & Distress Report
York County, Maine · High Vacancy market
In York County, Maine, ZIP 04061 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (64/100), construction/permit lag (48/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (83/100). Structural risk reads 64/100 against active distress of 6/100.
The peak-phase market in 04061 posted values that rose 4.2% over the year, and 24% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $274,300 here, or 2.7 times local income. Roughly 14.0% live below the poverty line. At $83,299, median income runs near typical U.S. levels. Rent burden reaches 0% of tenant households. Educational attainment sits at 23% bachelor's-or-above. There are about 1,315 housing units across 04061. The vacancy rate is 13.6% — elevated. The tenure split is 95% owner-occupied to 5% rented. The demographic-stress sub-score lands at 22/100. Population is roughly 3,105 with a median age of 32.
Net-net, 04061 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04061 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 04061's 28/100 can be lined up against any neighbor in York County, Maine or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 04061 shows blanks, not estimates, wherever the record is sparse.
The 28/100 for 04061 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 04061 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 04061
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 04061 Stress Report snapshot
04061 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent York County ZIP reports
Nearest ZIP codes to 04061
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across York County, Maine
Other reports tied to York County, Maine — ZIP, county and statewide.
Open the complete 04061 acquisition file
See who owns each distressed property in 04061, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology