ZIP 04061 Foreclosure, Tax-Lien & Distress Report

ZIP code 04061 in York County, Maine carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The market reads expansion — home values rose 5.2% year on year, and 24% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $274,300 (2.7× income, relatively affordable). The poverty rate is 14.0%. At $83,299, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,315 housing units. The vacancy rate is 13.6% — elevated. 95% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. About 3,105 people live here, median age 32.

Net-net, 04061 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.