ZIP 04087 Foreclosure, Tax-Lien & Distress Report

In York County, Maine, ZIP 04087 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). The latent-versus-live split is 64/100 structural and 6/100 already moving.

The peak-phase market in 04087 posted values that rose 4.2% over the year, and 18% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. 11.5% of residents fall below the poverty threshold. 87% of housing is owner-occupied. Rent burden reaches 47% of tenant households. Households earn a median $96,268 — above the roughly $78,000 national figure. Educational attainment sits at 23% bachelor's-or-above. A median home runs $247,300 here, or 2.5 times local income. The ZIP holds roughly 945 housing units. The demographic-stress sub-score lands at 28/100. About 2,122 people live here, median age 50.

Taken together, 04087 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 04087 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04087 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in York County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04087 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 04087 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04087 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.