ZIP 04095 Property Distress & Foreclosure Data

DLRadar grades ZIP 04095 (York County, Maine) at a moderate 30/100 for overall property distress. Structural exposure scores 67 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 04095 posted values that rose 5.2% over the year, and 38% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 98% of homes, renters 2%. There are about 1,089 housing units across 04095. Population is roughly 1,382 with a median age of 49. Educational attainment sits at 19% bachelor's-or-above. Vacancy runs 42.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Home values center near $319,000, an affordability ratio of 5.1×. Median household income is $57,188, below the U.S. median near $78,000. 9.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100.

On the whole, 04095 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.