ZIP 04001 Property Distress & Foreclosure Data

York County, Maine's ZIP 04001 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 67/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

The market reads expansion — home values rose 5.2% year on year, and 24% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,291 housing units. The demographic-stress sub-score lands at 40/100. The vacancy rate is 53.6% — elevated. Around 26% of adults hold a bachelor's degree or higher. Around 82% of renters are cost-burdened. 96% of housing is owner-occupied. The poverty rate is 8.3%. The typical home is worth about $334,300 (4.0× income). At $75,652, median income runs near typical U.S. levels. About 2,695 people live here, median age 54.

Net-net, 04001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
67/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 04001

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in York County

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