ZIP 04001 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04001 (York County, Maine) lands at 28/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low. Structural exposure scores 64 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 24% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

There are about 2,291 housing units across 04001. On demographic stress specifically, 04001 scores 40/100. Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. About 26% have a four-year degree. Rent burden reaches 82% of tenant households. Owners hold 96% of homes, renters 4%. 8.3% of residents fall below the poverty threshold. A median home runs $334,300 here, or 4.0 times local income. Median household income is $75,652, near the U.S. median near $78,000. 2,695 residents call 04001 home, typically aged 54.

Net-net, 04001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04001 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 04001 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in York County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04001 shows blanks, not estimates, wherever the record is sparse.

Behind 04001's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 04001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.