ZIP 03901 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03901 (York County, Maine) lands at 28/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Structural risk reads 64/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 4.2% year on year, and 15% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $369,100 here, or 4.3 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. At $77,790, median income runs near typical U.S. levels. The vacancy rate is 3.3%. Rent burden reaches 44% of tenant households. Educational attainment sits at 35% bachelor's-or-above. 8,094 residents call 03901 home, typically aged 40. The ZIP holds roughly 3,413 housing units. On demographic stress specifically, 03901 scores 29/100. 87% of housing is owner-occupied.

Overall, 03901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 03901 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 03901 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 03901 shows as blanks, never estimates, and the score updates on every fresh public filing.

03901's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 03901 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.