ZIP 03901 Property Distress & Foreclosure Data

DLRadar grades ZIP 03901 (York County, Maine) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 67/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 15% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $369,100 here, or 4.3 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $77,790 — near the roughly $78,000 national figure. The vacancy rate is 3.3%. Around 44% of renters are cost-burdened. About 35% have a four-year degree. 8,094 residents call 03901 home, typically aged 40. The ZIP holds roughly 3,413 housing units. On demographic stress specifically, 03901 scores 29/100. The tenure split is 87% owner-occupied to 13% rented.

Overall, 03901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.