ZIP 03906 Property Distress & Foreclosure Data

DLRadar grades ZIP 03906 (York County, Maine) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (83/100)). Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 67 and live distress 6 on the 0–100 scale.

The expansion-phase market in 03906 posted values that rose 5.2% over the year, and 18% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 8.5%. Home values center near $432,900, an affordability ratio of 4.0×. 3.6% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $95,762, above the U.S. median near $78,000. Population is roughly 5,275 with a median age of 42. Rent burden reaches 40% of tenant households. There are about 2,277 housing units across 03906. Educational attainment sits at 29% bachelor's-or-above.

On balance 03906 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.