ZIP 03904 Property Distress & Foreclosure Data

ZIP code 03904 in York County, Maine carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (83/100). What sets it apart are the readings on structural risk (67/100), construction/permit lag (54/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. Structural risk reads 67/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 32% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

8,310 residents call 03904 home, typically aged 48. The tenure split is 62% owner-occupied to 38% rented. A median home runs $448,900 here, or 5.6 times local income. About 40% have a four-year degree. Households earn a median $74,551 — near the roughly $78,000 national figure. Rent burden reaches 35% of tenant households. Vacancy runs 7.2%. There are about 4,411 housing units across 03904. On demographic stress specifically, 03904 scores 34/100. Roughly 9.2% live below the poverty line.

Overall, 03904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.